Low-Doc Business Loans | $100K on 1 Doc, $200K on 2 | Axle Capital
Low-doc business loans

Up to $200K on barely any paperwork.

$100,000 on a single document, or $200,000 on two — just your bank statements. No BAS, no financials, no business plan, and funding often the same day.

$100K on one document (6 months of statements)
$200K on two (statements + ATO balance)
No BAS, financials or business plan
Quick quote Step 1 of 4
What do you need the funds for?
How much do you need?
$100,000
$10K$200K
What’s your average monthly revenue?
$30,000/mo
$0$200K+
Where should we send your quote?
No credit check to apply · No obligation. By continuing you agree to be contacted about your enquiry — see our Privacy Policy.

We can’t fund this one just yet

Axle only funds businesses turning over $10,000+ per month. Come back once you’re there — we’d love to help.

You’re in — nice work.

We’re taking you through to finish up. Connect your statements and we’ll get your Express quote back to you fast.

Why Aussie businesses choose Axle

Get a quick quote

$100K on a single document

The fastest way in — just 6 months of business bank statements and we assess you on your real trading.

$200K on two documents

Need more? Add your ATO tax balance as a second document and we can double the ceiling — still no financials.

No BAS or financials

No BAS, no tax returns, no financial statements and no business plan. Connect once and we handle the rest.

Funded in three simple steps

Get a quick quote
1

Get your quote

Answer a few quick questions and see what you qualify for — under a minute, with no credit check to apply.

2

Connect & decide

Securely connect your bank statements so we can read your real cash flow, and get a decision fast.

3

Get funded

Accept your offer and the money lands in your account — often the same business day.

Finance you can count on

No jargon, no surprises, no hoops to jump through — just fast, straight funding to take your business to the next level.

$100K on one doc

Just 6 months of business bank statements — that’s the whole list.

$200K on two docs

Add your ATO tax balance and we can lend up to $200,000.

No BAS or financials

No tax returns, no financial statements and no business plan.

Fast funding

So little to review, most low-doc loans move quickly — often same day.

Who can apply?

Active ABN
3+ months trading
$10,000+ monthly revenue

Maximum funding, minimal paperwork

$200K
Maximum loan
1 doc
From $100K
0
BAS or financials
100%
Online application

Hear from businesses like yours

Real Aussie business owners on what it’s like to get funded with Axle.

★★★★★
Applied at 11am, money was in our account by 3pm the same day. Used it to bulk-buy beans before the price hike — saved more than the loan cost us in interest. Could not be easier.”
$35,000 funded in 3hr 47m
MC
Marcus Chen
Owner · Northbridge Coffee Co.
★★★★★
Our usual broker was going to take three weeks for a $75k working-capital loan. Axle had it sorted before I’d finished my second coffee. Genuinely changed how I think about business finance.”
$75,000 funded in 3hr 48m
SW
Sarah Williams
Director · Acme Construction Pty Ltd
★★★★★
My credit wasn’t perfect after COVID. Three banks said no without even reading my file. Axle came back to me in 60 seconds and funded the clinic renovation the same afternoon.”
$60,000 funded in 4hr 02m
PS
Priya Singh
Founder · Bloom Allied Health

Questions? Answered.

Both start with 6 months of business bank statements. On one document you can borrow up to $100,000. Add your ATO tax balance as a second document and we can lend up to $200,000.

No. No BAS, no tax returns, no financial statements and no business plan — just your bank statements (and your ATO balance for the higher tier).

Because there’s so little to review, low-doc applications move quickly — many are decided the same day and funded the same business day once your statements are connected.

You’ll generally qualify with an active ABN, at least 3 months trading, and $10,000+ in monthly business revenue.

No. Low-doc loans are unsecured, so your home and assets stay yours. We assess you on your business cash flow.

Barely any paperwork. Let’s go.

One document for up to $100K, two for up to $200K. A quick quote takes under a minute — no BAS, no financials.

Get a quick quote →
Get a quick quote →