Business Line of Credit up to $750K | Draw What You Need | Axle Capital
Business Line of Credit

Grow with a business line of credit.

Get a revolving facility up to $750,000. Draw what you need, only pay interest on what you use, and redraw anytime — funds in minutes.

★★★★★ 4.8/5 · 400+ businesses funded · No impact to apply
Axle line of credit app showing available credit and draw funds
Benefits

Funding that flexes with your business.

Cash on standby that only charges you for what you use. Here's why businesses choose a line of credit.

Flexible

Draw only what you need

See your available limit at a glance and draw any amount in seconds. Your unused funds stay on standby, costing you nothing.

Cost-smart

Only pay for what you use

Interest applies only to the balance you've drawn — pay it down and you save, every single day.

Secure

Bank-level security

Your credit facility is protected with bank-level encryption and real-time fraud monitoring.

In control

Track every drawdown

Watch your utilisation, repayments and redraws update in real time from your customer portal.

Who Can Access

Built for trading Australian businesses.

If your business is up and running and turning over, you can likely access a facility from $5K to $750K. The short list:

Trading 6+ months
$10,000+ monthly revenue
Australian business with active ABN
No current bankruptcy
Most industries and trading histories welcome
Check your eligibility →
Instant Access

Funds the moment you need them.

Your facility sits ready 24/7 — draw in minutes for whatever the business throws at you.

The Calculators

Run the numbers.

Model a drawdown and see exactly what it costs — including early payout — then compare it to other funding.

Drawdown Calculator

What a drawdown costs.

Move the sliders to compare Standard and Ultra side by side. Each drawdown is repaid daily (Mon–Fri) over the plan term.

Drawdown amount$50,000
Pay out inWeek 5
Standard 1.30 factor · 200 days
Pay out today for
$48,363
Effective factor 1.20 · total $63,600
Daily payment (Mon–Fri)$345
Paid to date$8,613
Weekly maintenance$35/week
Ultra 1.38 factor · 120 days
Weeks 1–4 at 0% interest
Pay out today for
$48,363
Effective factor 1.20 · total $63,600
Daily payment (Mon–Fri)$610
Paid to date$15,238
Weekly maintenance$35/week
Both plans reward fast payback — the earlier you pay out, the lower your effective factor rate, with discounts up to the 50% mark of the term.
Indicative only. Total cost = drawdown × 1.06 establishment × effective factor rate (which falls the earlier you pay out). Daily payments are Mon–Fri.
Apply Now →
Cost Comparison

A cheaper way to bridge the gap.

See what the same shortfall costs on an Axle line of credit versus invoice finance or paying your bills late.

Amount you need$50,000
How long you need it2 months
LOC rate (p.a., indicative)15.0%
Axle line of credit
$1,250
Invoice finance ~3%/mo
$3,000
Paying bills late ~3.5%/mo
$3,500
With Axle you'd save $1,750 over 2 months vs the next cheapest option.
Indicative only. Invoice-finance and late-payment costs are illustrative industry estimates and vary by provider and supplier terms.
Apply Now →
Frequently Asked

Line of credit, answered.

A revolving facility you can draw from up to an approved limit, repay, and redraw — only paying interest on the amount you've drawn.

Facility limits from $10,000 up to $750,000, based on your business revenue and trading history.

No. You only pay interest on the funds you've drawn. The unused portion of your limit costs you nothing.

Yes. As you repay your drawn balance, those funds become available again to redraw anytime, without reapplying.

Most applications get a decision within 60 minutes during business hours, and facilities can be ready the same day.

An active ABN, at least 6 months trading, and a minimum of $10,000 in monthly business revenue.

See if you qualify in 2 minutes.

Fill in your details below — we'll get you a decision in 60 minutes and set up your facility.

Step 1 of 3 · Funding
Step 2 of 3 · Business
Step 3 of 3 · Details
About your funding need
Please enter the funding amount.
Please enter your monthly turnover.
About your business
Please enter your business name.
Please enter your ABN.
Please enter the director name.
Loan 1
Your details
Required.
Required.
Please enter a valid email.
Please enter your phone.
No obligation Flexible facility 60-min decision

By submitting, you agree to our Privacy Policy. No obligation, and no credit check at this stage.

Got it. We're on the case.

One of our funding specialists will be in touch within 60 minutes during business hours to set up your line of credit.

Ready When You Are

Funding on tap, whenever you need it.

Set up your line of credit and only pay for what you draw. A decision in 60 minutes, no obligation.

No obligation Flexible facility 60-min decision